The policies below are applicable to NRIworld.com.

NRIworld.com's Privacy Policy
Your privacy on the Internet is important to us. As part of the operation of NRIworld.com, we gather certain types of information about NRIworld.com users, and we would like to explain the types of information we gather, what we do with it and how to correct or change the information.

Information Collected By NRIworld.com
NRIworld.com collects two types of personally identifying information from users: personal information (such as names and e-mail addresses); and aggregated information (such as information about traffic patterns on NRIworld.com, for example how many users log into NRIworld.com on a daily basis).

Personal Information
Personal information is collected when users provide personal information to NRIworld.com, for example in registering for electronic newsletters or other membership services, creating a personal portfolio, answering surveys, purchasing items from NRIworld.com, and registering for contests and other promotional opportunities provided by NRIworld.com. Also, we collect the e-mail addresses of users who post messages to our message boards and chat areas.

Aggregated Information
Aggregated information, such as which pages users access or visit and information volunteered by users, such as survey information and/or site registrations, is collected through various methods. For example, NRIworld.com collects IP addresses. An IP address is a number that is automatically assigned to your computer whenever you're surfing the Web. Web servers, the computers that "serve up" Web pages, automatically identify your computer by its IP address, and when you request a page from NRIworld.com, our servers log your IP address. NRIworld.com collects IP addresses for the purposes of system administration and to provide aggregated data to advertisers about the volume of use on NRIworld.com.

Use of Cookies
NRIworld.com uses "cookies" to collect information. A cookie is a small data file that most major web sites write to your hard drive for record keeping purposes when you visit them. Cookies allow NRIworld.com to measure activity on the Site and to improve your user experience, for example by remembering your passwords and viewing preferences, thus allowing you to visit various member-only parts of the Site without re-registering. Cookies are used by NRIworld.com to measure activity on the Site and make improvements and updates based on which areas are popular and which are not. NRIworld.com does not use cookies to retrieve information from your computer that was not originally sent in a cookie. Except for personal information voluntarily provided by you (i.e., during membership registration or a contest), NRIworld.com does not use information transferred through cookies for any promotional or marketing purposes, nor is that information shared with any third parties whatsoever. You may occasionally get cookies from our advertisers, which is standard in the Internet industry. NRIworld.com does not control these cookies, and these cookies are not subject to NRIworld.com's privacy policies.

Most browsers are initially set to accept cookies. If you'd prefer, you can set yours to refuse cookies or to alert you when cookies are being sent. However, it is possible that some parts of the Site, such as the member-only areas and shopping, contest and game areas, will not function properly if you do so.

Use of Information Collected by NRIworld.com
NRIworld.com uses both the personal and aggregated information that we collect for multiple purposes. The information is used to improve the content of the Site, to customize the content and/or layout of the Site for each individual user and to notify users about updates to the Site or promotional offers or opportunities that we believe will be of interest to you.

NRIworld.com shares aggregated information with third parties for both advertising and promotional purposes. NRIworld.com may also share personal information with prescreened third parties for marketing or promotional purposes. NRIworld.com may also disclose personal information, when we believe in good faith that disclosure is legally required, to protect our rights or the safety of others. NRIworld.com will undertake to provide users with an opportunity to decline this service when such information is requested from you online. If you object to NRIworld.com's use of personal information provided by you for any reason, you may stop that use by modifying your registration information online.

Message Boards and Chat
Please remember that information posted to message boards and chat areas becomes public information. Use caution when posting. Users under the age of 18 should be especially careful not to provide any personally identifying information while using chat rooms or message boards. Users of chat areas and message boards must follow acceptable standards of behavior when posting messages online.

Links to Other Sites
It is important to note that NRIworld.com contains links to sites other than NRIworld.com, and that those sites may not follow the same privacy policies as NRIworld.com. For instance, if you click on an advertisement on NRIworld.com, this will take you away from NRIworld.com to an entirely different site. This can include links from advertisers, content providers and partners who may use NRIworld.com's logo and or style as a result of a co-branding agreement. These sites may send their own cookies to you, and may collect information and make uses of it that NRIworld.com would not.

NRIworld.com reserves the right to change this policy at any time by posting a revised privacy policy online. You can send e-mail to us with any further questions at questions@nriworld.com

We can be reached via e-mail at info@nriworld.com